Beyond the Stipend

Living costs in Toronto, Canada

City-specific institutional guidance

🇨🇦 Plan your fellowship stay in CAD and compare it in your preferred currency.

Toronto city view
Photo: Dillan Payne · Original image ↗ · CC BY-SA 4.0 ↗

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Monthly cost evidence

University of Toronto St. George student guidance. Utilities and phone/internet combined arithmetically. Tenant insurance is not health insurance and is excluded from the health category. Source period: Undated exchange fact sheet. Checked 2026-10-12.

CategoryMonthly figure (CAD)Evidence
HousingCA$1,400.00 – CA$2,700.00AccommodationSource ↗Undated exchange fact sheet · checked 2026-10-12
Food & daily needsCA$200.00 – CA$400.00FoodSource ↗Undated exchange fact sheet · checked 2026-10-12
TransportCA$156.00 · point estimatePublished TTC allowance; check current faresSource ↗Undated exchange fact sheet · checked 2026-10-12
Utilities & phoneCA$100.00 – CA$400.00Utilities 50–250 plus phone/internet 50–150Source ↗Undated exchange fact sheet · checked 2026-10-12
Personal & leisureResearch pendingA comparable sourced figure has not been added.
Health insuranceResearch pendingA comparable sourced figure has not been added.

Point estimates are single published allowances, not ranges. Minimums have no researched upper bound. National and regional benchmarks do not establish local prices. Partial categories need additional quotes.

Before accepting a fellowship in Toronto

This location is listed in The Fellowship Directory. Living-cost research has not been completed here. Enter your own quotes in local currency; no default city prices are supplied. Confirm the exact hospital/site, especially for broad or combined location labels.

Ask your host about accommodation eligibility, health coverage and visa requirements. Confirm whether your stipend is gross or net, when the first payment arrives, and which costs are paid directly. Budget separately for deposits, travel and one-off arrival costs.

Check local services and requirements

Official links and search starting points are labelled separately. Resource links do not substantiate a cost unless cited in the evidence table.

Housing

Food & daily needs

Transport

Utilities & phone

Personal & leisure

Health insurance

Build your own budget

The planner supports six expense categories, stipend and funding gaps, arrival cash, saved budgets and city comparisons. Missing amounts must be entered before calculating a complete personal budget.

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